Capital.com

Regulatory Overview: Founded in 2016, Capital.com is a globally recognised CFD broker regulated by several financial authorities, including:

• The Financial Conduct Authority (FCA) of the UK – Capital Com (UK) Limited (FRN No. 793714)
• The Cyprus Securities and Exchange Commission (CySEC) – Capital Com SV Investments Limited (Licence No. 319/17)
• The Australian Securities and Investments Commission (ASIC) – Capital.com Australia Pty Ltd (AFSL No. 513393)
• The Securities Commission of The Bahamas (SCB) – Capital Com Online Investments Ltd (Licence No. SIA-F245)
• The Capital Markets Authority of the UAE (CMA) – Capital Com Mena Securities Trading L.L.C (Licence No 20200000176)

Client Protection Measures: Capital.com implements several measures to enhance client security:

• Segregation of Funds: Client funds are held in segregated accounts, separate from the company’s operational capital, protecting client money in the event of insolvency.
• Negative Balance Protection: Retail clients are protected from losing more than their deposited funds, even during periods of extreme market volatility.
• Regulatory Compliance and Transparency:com follows strict regulatory requirements, including regular reporting, audits, and full compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations.

Capital.com offers traders access to a wide range of financial instruments. Leverage depends on the regulatory jurisdiction and asset class.

• Forex: Trade over 120 currency pairs, including major pairs such as EUR/USD, GBP/USD and USD/JPY, minor pairs like AUD/NZD and EUR/GBP, and a selection of exotic pairs. Maximum retail leverage is 1:30 in the UK, EU and Australia, with higher leverage available in other regions.
• Indices: CFDs on leading global stock indices including S&P 500, NASDAQ 100, FTSE 100 and Germany’s DAX, offering exposure to broad market movements without owning physical assets.
• Commodities: Trade a variety of commodity CFDs such as gold, silver, crude oil, natural gas, and agricultural products.
• Shares: Thousands of CFD share markets are available, covering major global exchanges and companies including large US, UK and European stocks.
• Cryptocurrencies: Capital.com offers CFD trading on a broad range of cryptocurrencies, including Bitcoin, Ethereum, Litecoin and many others, allowing traders to speculate on digital asset price movements. Crypto trading is not available in the UK.
• ETFs: CFD access to a variety of CFDs on exchange-traded funds (ETFs), enabling diversified exposure across sectors and regions.

All instruments are traded as Contracts for Difference (CFDs), meaning traders do not own the underlying assets but instead speculate on their price movements.

Opening an account at Capital.com is a fully digital process and the minimum deposit is low at 20 USD/EUR/GBP. New clients are required to complete an online registration form and a short suitability assessment to ensure they understand the risks associated with trading CFDs.

As part of the verification process, traders must upload proof of identity and proof of address. In our testing, our trading account was ready to go within a few hours, although application times may vary.

Capital.com offers a single account with tight spreads and no commission (other fees apply), making costs easy to understand.

Capital.com’s single account means there are no separate ECN or raw-spread account tiers, which simplifies the experience but offers less flexibility for high-frequency or professional traders.

Capital.com Standard Account

The standard retail account has no minimum balance requirement beyond the initial 20 USD minimum deposit and does not charge trading commissions.

On major Forex pairs such as EUR/USD, spreads typically average around 0.6–0.8 pips, which is competitive among commission-free brokers but higher than the raw spreads available at ECN-style brokers. This pricing model may be suitable for beginner and intermediate traders who prefer cost transparency without calculating per-trade commissions.

Professional Account

Eligible traders in the UK, EU and Australia may apply for a professional account, which can offer higher leverage depending on jurisdiction. However, professional status removes certain retail protections such as negative balance protection and access to compensation schemes. This option is only suitable for experienced traders who fully understand the risks involved.

Professional Client Criteria

Capital.com categorizes clients as either retail or professional. Even if you are initially categorized as a retail client, you can qualify to be a professional-client later, which allows you, for example, to trade at higher leverage (up to 1:500 on currencies). To qualify, you have to meet the following criteria:

• 10 trades placed in the previous quarter; these trades have to be relevant with a significant size
• Your portfolio exceeds 500,000 EUR.
• You have worked in the financial sector for at least one year

Demo Accounts

Capital.com offers a free unlimited demo account where clients can test out trading strategies with virtual funds. The customer support team is available 24/7 to help with any account setup or technical difficulties.

All of Capital.com’s platforms are available on Android and iOS mobile devices. The Capital.com mobile trading app has similar functionality to the desktop platform, although trading performance can be affected by unstable mobile connections.

Capital.com Mobile App

The Capital.com mobile app mirrors the web platform closely and is one of the strongest mobile offerings in the industry. It is well suited to beginner and intermediate traders and includes:

• One-tap trading
• Advanced charting powered by TradingView
• Customisable watchlists
• Integrated market news
• Risk management tools and position monitoring
• Full account management and deposits/withdrawals

MetaTrader 4 and MetaTrader 5 (Mobile)

Capital.com supports both MT4 and MT5 mobile app integration, allowing traders to access Expert Advisors and other MetaTrader features while trading on the move. The apps display real-time prices and enable trade placement, with all execution and position management handled by Capital.com.

Capital.com offers the following desktop and web-based platforms:

• Capital.com Web Platform
• MetaTrader 4 (MT4) (via account integration)
• MetaTrader 5 (MT5) (via account integration)
• TradingView (via account integration)

The proprietary Capital.com platform is browser-based and requires no download. It offers a clean interface, integrated news, and advanced charting tools. It is particularly well suited to traders who value ease of use and visual clarity.

MT4 and MT5 appeal to more experienced traders who use automated strategies, custom indicators, or prefer the MetaTrader ecosystem. MT5 provides additional order types, timeframes, and market depth compared to MT4.

TradingView integration allows traders to connect their Capital.com account directly to TradingView’s charts, scripts, and community features, offering one of the most advanced charting environments available.

Trading Tools

Capital.com includes a solid set of built-in trading tools designed to support decision-making and risk management:

• TradingView-powered charting with dozens of indicators
• Price alerts and watchlists
• Economic calendar integration
• Risk management tools, including stop-loss and take-profit controls

While Capital.com does not offer third-party tools such as Autochartist or VPS hosting, its platform-native tools are well designed and sufficient for most retail traders.

Trading Tools Comparison

Image URL (Small)

Autochartist

Trading Central

Trading View

No

No

Yes

No

Yes

No

Yes

No

Yes

All Capital.com clients can open an account in USD, EUR or GBP. Capital.com also offers a range of account currencies depending on your location:

• AUD (in Australia);
• PLN (in Poland);
• NOK (in Norway);
• CZK (in Czechia);
• DKK (in Denmark);
• HUF (in Hungary);
• SEK (in Sweden);
• CHF (in Switzerland);
• MXN (in Mexico);
• HKD (in Hong Kong);
• AED (in the UAE, Kuwait, Qatar, Saudi Arabia, Oman, and Bahrain).

Funding Options

Capital.com ensures that all Anti-Money Laundering rules and regulations are followed and all withdrawals are returned to the deposit source. Capital.com offers commission-free deposit and withdrawal options that can be performed on the broker’s trading platform. The deposit and withdrawal methods offered include Debit cards, Credit cards, Bank Wire transfers, Sofort, iDeal, Giropay, Multibanko, Przelewy24, QIWI, Webmoney, and Trustly. However, traders in some countries can only use bank transfers and debit/credit cards.  

Withdrawal requests are processed within 24 hours, but wire transfers can take a few days to before they reach your account.  

The minimum deposit is 20 EUR, 20 USD, 20 or GBP for all payment methods, except a wire transfer, which has a minimum of 50 EUR (or the equivalent in the currency of your trading account).

Capital.com offers an extensive range of educational resources designed to support traders at all experience levels. Educational materials include written guides, structured courses, video tutorials, and interactive learning content that covers forex, CFDs, risk management, trading psychology, and technical analysis.

A standout feature is Capital.com’s dedicated education app, Investmate, which provides step-by-step lessons and quizzes designed to help traders build knowledge progressively. This makes Capital.com particularly appealing to beginner traders who want a guided learning experience rather than unstructured reading materials.

Educational content is clearly organised and easy to navigate, and while much of the material is introductory to intermediate in nature, it is practical, well-presented, and highly accessible.

Capital.com provides regular market analysis directly within its trading platform and website. This includes daily market commentary, technical analysis, sentiment indicators, and explanations of major market-moving events.

Analysis tools are integrated into the platform itself, allowing traders to view market insights alongside charts and open positions. While the depth of analysis may not match brokers that employ large institutional research teams, Capital.com’s analysis is timely, relevant, and well suited to retail traders who want actionable insights without excessive complexity.

Overall, Capital.com’s education offering is among the strongest in the industry, while its market analysis is solid and practical, supporting informed decision-making for most retail traders.

Capital.com provides customer support 24/7 in some regions, which is a step above the industry standard of 24/5 offered by many CFD brokers. Support is available via live chat and email, with live chat typically offering the fastest response times.

Customer support agents are generally knowledgeable and well trained, able to assist with platform-related issues, account queries, and general trading questions. During testing, responses were prompt and clear.

In addition to direct support, Capital.com maintains a comprehensive online Help Centre that covers common questions related to account setup, trading conditions, fees, and platform functionality. This self-help resource reduces the need to contact support for routine issues.

Overall, Capital.com’s customer service is above average, particularly due to its wide availability and fast live chat support.